| SINCE 1977

SEGURO COM GARANTIA

  

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 Email: comercial@emose.co.mz  Sede Av. 25 de Setembro nº 1383, Caixa Postal nº 696, Telef: 21 356300/1   

         HISTORICAL FRAMEWORK 

 

Created by Decree-Law No. 3/77 of January 13, with the name EMOSE - Empresa Moçambicana de Seguros, E.E., with legal personality, financial autonomy, with the nature of a public company, depending directly on the Ministry of Finance, resulted from the merger of three former Insurance Companies, namely, Companhia de Seguros Nauticus, S.A.R.L., Companhia de Seguros Lusitana, S.A.R.L. e Companhia de Seguros Tranquilidade de Moçambique, S.A.R.L., whose insurance portfolios and respective reserves, as well as all its values assets and liabilities were integrated into it.

With effect on 1 January 1977, when, at the same time, the former companies ceased, and the new company began its activity, becoming the largest and only insurance company in the then People's Republic of Mozambique, with a share capital of 150,000,000.00 MT, fully subscribed by the Mozambican State.

EMOSE - Empresa Moçambicana de Seguros, E.E., held a monopoly on insurance activity until 1991, when the sector was liberalized in the Republic of Mozambique (Law 24/91 of December 31), although the emergence of the first private insurers occurred from 1995.

 

In 1998, it was transformed into EMOSE, S.A.R.L., under Decree 50/98, with the share capital of 157,000,000.00 meticais, fully subscribed and carried out, withholding 80% the State and 20% workers, representing 1,570,000 shares of 100 meticais each.

In the same year he became a founding Member of AMS – Mozambican Association of Insurers.

2006 was marked by two major events. The celebration of EMOSE's 30 years of history and the creation of IMENSIS – Real Estate Enterprise Management Society, Lda., in partnership with Visabeira.

In 2007, It participates with a 10% share of the share capital of the first Reinsurer in the country " ZIMRE MOZAMBIQUE, S.A., today "MOZRE MOZAMBIQUE, SA." and, enters to the STOCK EXCHANGE - Issuance of bond shares in the amount of 135 million meticais, equivalent to 5 million US dollars.

 

In 2009 it adopted the designation of EMOSE, SA and its Statutes, published in the 4th Supplement, 3rd Serie and BR no. 50 of December 22, 2009, where the State now owns 49%, the IGEPE 31% and GETCOOP 20%.

 

EMOSE holds several shares in the share capital of national companies, highlighting:

• Cimentos de Moçambique;

•Sociedade Notícias;

•Soc. Desenvolvimento do Corredor de Maputo;

•MOZRE Mozambique.

 

Its headquarters is located in Maputo, 25 Setembro AV., No. 1383, in the EMOSE Building, and is the only national insurer positioned in all provincial capitals and in some district capitals, namely Maputo, Matola, Xai-Xai, Chókwè, Inhambane, Maxixe, Chimoio, Beira, Tete, Songo, Quelimane, Guruè, Nampula, Nacala, Angoche, Lichinga, Cuamba and Pemba, and positioning in most national land borders, namely Ponta D ́ouro, Goba, Namakwa, Ressano Garcia, Machipanda, Mussurize, Cuchamano, Kassakatiza, Calomuè, Zobuè, Milange and Mandimba. This geographic positioning is an added value, in the assistance and service to its customers, especially in cases of claims.

 

FOR 40 years, EMOSE has been operating on the domestic market, with a vast insurance portfolio, with around 35 products, which the coverage of it have been equipped with products sold in international markets, which allows us to respond at all times, to the concerns of its Customers.

 

EMOSE has an insurance portfolio with more than 200,000 policies.

 

Since its inception, EMOSE, S.A., had the privilege of participating and leading, several technical projects, which culminated in the implementation of several high-engineering insurance, namely the Construction of Corrumana dams and Pequenos Libombos, several high voltage line assembly projects, including the Central/North Line Projects, Electrification and Expansion of the Rural Network, "Electricity III / Packages I, II", Motraco Project, etc., among several other projects such as Rehabilitation of the Rural Network National Road No. 1, Construction of Beira Oil Terminal, Rehabilitation of 225 km of the Limpopo Railway Line, Rehabilitation and Expansion of the Water Supply System to the Village of the District of Morrumbene, Rehabilitation of the building of the National Directorate of Mines and Geology, Rehabilitation of Secondary Schools 29 de Setembro in Maxixe, Secondary School in Dondo, construction of 6 houses for teachers, 3 houses for each school, Construction of the Maputo-Catembe Bridge, and also ensured the insurance of Occupational Accidents and Professionals Diseases of all technical staff and not only involved in these projects.

 

In addition, EMOSE S.A. holds a vast fleet of ships, planes and more.

 

As part of its activities, EMOSE, S.A., relates to all brokers in the national market, and welcomes having partnered with the first Mozambican Reinsurer, MOZRE, SA, and the most prestigious Reinsurers of the International Market, in particular, Munich Re (Germany, South Africa and Mauritius), Swiss Re (Switzerland and South Africa), ZEP RE, Tan-Re, Africa Re, East Africa, and many others, also holding shares in one of them, namely ZEP RE.

EMOSE APP 

 

WHO WE ARE

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Mission, Vision & Values

Message of our CEO

Shareholder & Social entities

Shared Companies

Reports And Accounts

Social Responsability

OUR PRODUCTS

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Car Insurance

Workmans Compensation

Personal Accidents 

Multirisk 

Transport/Engineering/Aviation  

Life 

Health 

Funeral Expense

Travel 

Travel Assitance

Pharmacy Insurance

Insurance For Xitique 

Border car Insurance

CLIENT SUPPORT

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Where Are We

Service Letter

Requeriments For Insurance

Insurance Proposals

Frequently Asked Questions

Request For Quote

Claim 

Contact Us

Inquiry

Complaint 

Insurance Legislation

Glossary

Coronavirus - Prevention

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